Find affordable health insurance coverage.

Man holding smiling toddler outdoors, both looking at the camera.
Learn More

Free help finding coverage that works for you.

A compass.
A smiling man holds a young child outside with trees behind them.
Smiling family with tablet: man holding toddler while woman in wheelchair points at screen.

West Virginia Navigator is a free, grant-funded program designed to support your health coverage needs.

We connect individuals and families with coverage through HealthCare.gov Marketplace, Medicaid, or CHIP.

Our trained Navigators offer free, confidential, one-on-one assistance and can guide you through the entire enrollment process.

We help people:

Medical shield emblem with a white medical cross in the center on a dark blue background, outlined in black and white.

Explore their health insurance options

Illustration of a shield with a checkmark, and a document displaying checkmarks, symbolizing security or accuracy.

Apply for coverage

Icon of a hand holding a medical identification card with a person's silhouette, a plus sign, and lines indicating text.

Understand their benefits

Coverage in West Virginia
A smiling mother and toddler are seated next to a doctor in a medical office.

Why People Call Us

  • You may qualify for low-cost or no-cost coverage.

  • You may have better options through the Marketplace. 

  • We’ll help you stay covered.

  • Losing Medicaid doesn’t have to mean losing coverage—look into other affordable options now.

  • We’ll guide you through coverage changes and enrollment timelines.

  • We can provide free resources to help you and your employees find insurance options.

See if You Qualify

Fill Out the Pre-Screening Form

In 2025, 4 of 5 Marketplace enrollees qualify for healthcare coverage that’s less than $10/month. See if you qualify.

Health Coverage in West Virginia:

A Story of Progress

West Virginia’s uninsured rate dropped to 6.9% in 2024, driven by a record 80.2% increase in marketplace enrollment—from 22,599 in 2019 to 51,046 in 2024. That momentum continued in 2025, with enrollment climbing further to 67,113.

This marks the nation’s largest growth, reflecting major strides in expanding healthcare access in West Virginia.

A smiling dad is holding a toddler with her head on this shoulder. A woman is behind them looking at the toddler.
A multigenerational group of three family members is gathered at a table smiling while looking at a phone.
A baby is smiling sticking their tongue out while laying down on a changing table. A nurse is standing by with their hand on the baby's head.